The Low Competitive

1X-pass-1Y

1X-pass-2Y (2 over 1)

1C/D-Pass-Pass

1H/S-Pass-Pass

1X-1/2Y-Pass-Pass

Balancing after opponents stop at 1NT

This occurs in the following circumstances:

Opponents 1NT over-call of partner's opening

Sandwich bids over opponents' 1NT (1X-pass-1NT)